1400 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1400 Surrey Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,867 sqft · built 2020
Lot Size	0.194 acres (8,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Nov 2025)
Tax Bill	$1,135 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.017`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.017`
Alternative APNs	`378363` `377307` `543360`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,867 sqft Heated Area
1st Floor Area	1,867 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,467 sqft (0.194 acres)
Lot Dimensions	112 ft deep x 54.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	543360
Street Address	1400 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54.1' X 112.3' IRR LOT 87 CYPRESS GATES SUB PHASE 1-B SLIDE2644-D & E LYING IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD/SURVIVORS
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	87
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1400 SURREY LOOP, FOLEY, AL 36535-1588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	20252219516
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 4, 2025
Property Address	1400 SURREY LOOP, FOLEY, AL 36535-1588
Document Number	0002219516
Map Reference	SL 2644-D
Instrument Date	Oct 24, 2025
Instrument	2219516
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 PENSACOLA BLVD, GULF SHORES, AL 36542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 SURREY LOOP, FOLEY, AL 36535-1588

Mortgage

Document Number	0002219517
Date	Nov 4, 2025
Instrument	2219517

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,135.00 (+0.89%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2025	$1,125.00 (+36.2%)	$34,120 (+6.96%) Land $4,760 Building $29,360	$343,500 (+7.71%) Land $47,900 Building $295,600
2024	$826.00 (-1.43%) Homeowner's exemption	$31,900 (-1.36%) Land $3,860 Building $28,040	$318,900 (-1.36%) Land $38,500 Building $280,400
2023	$838.00 (+0.24%) Homeowner's exemption	$32,340 (+21.03%)	$323,300 (+21%) Land $45,400 Building $277,900
2022	$836.00 (+43.15%) Homeowner's exemption	$26,720	$267,200 Land $46,400 Building $220,800
2021	$584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20