Frederick County property record for 1411 Silverspot Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,686 sqft · built 1992 |
| Lot Size | 0.175 acres (7,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,900 (Aug 2020) |
| Tax Bill | $8,044 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-165643 |
| Primary APN | 02-165643 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,609 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165643 |
|---|---|
| Street Address | 1411 SILVERSPOT CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 96 SEC 1 PLAT 2 7609 SQ FT MONARCH RIDGE |
| Legal Subdivision | MONARCH RIDGE |
| Legal Lot Number | 96 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 750506 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Aug 31, 2020 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Jun 19, 2020 | Trustee's Deed, Foreclosure · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Jun 19, 2020 · Amount on Record |
| Deed Book / Page | 14027 / 456 |
| Transfer Doc | 0023900303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 1792000435 |
| Book / Page | 17927 / 435 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 1792000435, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 17927/435 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 31, 2020 |
| Property Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 0140270456 |
| Book / Page | 14027 / 456 |
| Map Reference | MB 43 PG 134 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | EZ TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 14027462 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 14027/462 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 19, 2020 |
| Property Address | 1411 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 0138280066 |
| Book / Page | 13828 / 66 |
| Map Reference | MB 43 PG 134 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2021 |
| Title Company | NEW WORLD TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,367.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8101 SANDY SPRING RD STE 250, 250, LAUREL, MD 20707-3527 |
| Document Number | 1382873 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 13828/73 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,867 (+6.87%) | $525,800 (+20.62%) Land $142,600 Building $383,200 | |
| 2025 | $8,044.00 (+11.99%) | $435,900 (+28.82%) Land $102,600 Building $333,300 | $435,900 (-) Land $102,600 Building $333,300 |
| 2024 | $7,183.00 (+16.42%) | ||
| 2023 | $6,170.00 | $338,367 | $435,900 Land $102,600 Building $333,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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