Frederick County property record for 1405 Silverspot Ct, Frederick, MD 21703 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,182 sqft · built 1990 |
| Lot Size | 0.167 acres (7,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Sep 2004) |
| Tax Bill | $6,339 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-165686 |
| Primary APN | 02-165686 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,288 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 165686 |
|---|---|
| Old Parcel Number | 2165686 |
| Street Address | 1405 SILVERSPOT CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-5986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 93 SEC 1 PLAT 2 7288 SQ FT MONARCH RIDGE |
| Legal Subdivision | MONARCH RIDGE |
| Legal Lot Number | 93 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-165686
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC |
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2004 · Amount on Record |
| Deed Sale | Sep 09, 2004 · Amount on Record |
| Deed Document Number | 047003 |
| Deed Book / Page | 4837 / 280 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1405 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PINNACLE SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1405 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 0140480120 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 14048/120 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1405 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1405 SILVERSPOT CT, FREDERICK, MD 21703-5986 |
| Document Number | 0154920226 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 15492/226 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,339.00 | $347,733 | $413,400 Land $102,200 Building $311,200 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures