1401 Silverspot Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1401 Silverspot Ct, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1992
Square Footage	3,134 sqft Living Area
Lot Size	8,291 sqft (0.19 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$565,000 (2022)
Tax Bill	$7,273.00 (2024)

Owner

Source: Frederick County records · APN 02-165708

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1401 SILVERSPOT CT, FREDERICK, MD 21703-5986
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jan 20, 2005 · Amount on Record
Deed Book / Page	15927 / 371
Prior Transfer Date	Nov 13, 2007
Prior Transfer Doc	0068190327
Record Refreshed	Jun 08, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 18, 2022
Property Address	1401 SILVERSPOT CT, FREDERICK, MD 21703-5986
Document Number	0159270371
Book / Page	15927 / 371
Map Reference	MB 42 PG 5
Instrument Date	May 04, 2022
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,412.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21885 CRESCENT PARK SQ # SQ204, 21885, BROADLANDS, VA 20148-4432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1401 SILVERSPOT CT, FREDERICK, MD 21703-5986

Mortgage

Document Number	0015927382
Date	May 18, 2022
Instrument	15927/382

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$530,200 (+28.56%) Land $103,200 Building $427,000	$530,200 (-) Land $103,200 Building $427,000
2024	$7,273.00 (+7.27%)
2023	$6,780.00 Homeowner's exemption	$412,400	$530,200 Land $103,200 Building $427,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-165708`
Alternative APNs	`2165708` `165708`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,134 sqft Living Area
Gross Area	3,534 sqft Gross Area
1st Floor	1,246 sqft 1st Floor
Basement Area	700 sqft Basement
Finished Basement	700 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	8,291 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	240 sqft Deck
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	165708
Street Address	1401 SILVERSPOT CT
City	FREDERICK
State	MD
Zip	21703-5986
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 91 SEC 1 PLAT 2 8291 SQ FT MONARCH RIDGE
Legal Subdivision	MONARCH RIDGE
Legal Lot Number	91
Jurisdiction	FREDERICK MD
Minor Civil Division	24, BRADDOCK
Census Blockgroup	1
Census Block	1008
Census Tract	750506