1409 Silverspot Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1409 Silverspot Ct, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,564 sqft · built 1993
Lot Size	0.167 acres (7,276 sqft)
Owner	Individual Name on Record
Tax Bill	$7,878 (2025)
Deeds & Mortgages	Jul 2019 Transfer May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-165651`

Property Details

APN / Parcel Number

Primary APN	`02-165651`
Alternative APNs	`2165651` `165651`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,192 sqft
Basement Area	490 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,276 sqft (0.167 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	165651
Street Address	1409 SILVERSPOT CT
City	FREDERICK
State	MD
Zip	21703-5986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 95 SEC 1 PLAT 2 7276 SQ FT MONARCH RIDGE
Legal Subdivision	MONARCH RIDGE
Legal Lot Number	95
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1008
Census Tract	750506

Owner

Source: Frederick County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 SILVERSPOT CT, FREDERICK, MD 21703-5986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Intrafamily Transfer, Transfer PROPERTY TITLE & ESCROW LLC
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2002
Deed Sale	Nov 13, 2002
Prior Sale	May 19, 1993 · Amount on Record
Deed Document Number	20028583
Deed Book / Page	3351 / 131
Last Transfer Date	Oct 7, 2005
Transfer Doc	0061120565
Record Updated	Sep 20, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2019
Property Address	1409 SILVERSPOT CT, FREDERICK, MD 21703-5986
Document Number	0131020404
Book / Page	13102 / 0404
Map Reference	MB 42 PG 5
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PROPERTY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1409 SILVERSPOT CT, FREDERICK, MD 21703-5986

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	May 3, 2019
Property Address	1409 SILVERSPOT CT, FREDERICK, MD 21703-5986
Document Number	0129480156
Book / Page	012948 / 000156
Instrument Date	Apr 20, 2019
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 SILVERSPOT CT FREDERICK MD 217035986, FREDERICK, MD 21703-5986

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1409 SILVERSPOT CT, FREDERICK, MD 21703-5986
Document Number	0123510470
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1409 SILVERSPOT CT FREDERICK MD 217035986, FREDERICK, MD 21703-5986

Mortgage

Document Number	0123510470
Date	Apr 5, 2018
Book Page	012351/000470

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,267 (+6.9%)	$515,200 (+20.71%) Land $142,200 Building $373,000
2025	$7,878.00 (+8.18%)	$426,800 (+19.13%) Land $102,200 Building $324,600	$426,800 (-) Land $102,200 Building $324,600
2024	$7,282.00 (+11.55%)
2023	$6,528.00	$358,267	$426,800 Land $102,200 Building $324,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1409 Silverspot Ct, Frederick, MD 21703 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Silverspot Ct

Nearby Streets

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