1411 E 14th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1411 E 14th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,025 sqft · built 2004
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2022)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10635-013-000`

Property Details

APN / Parcel Number

Primary APN	`10635-013-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,025 sqft Heated Area
Gross Area	1,061 sqft
1st Floor Area	1,025 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	150 ft deep x 59 ft wide
Driveway	Driveway
Driveway Area	500 sqft
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1411 E 14TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4007
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LYNN HAVEN (17.1) COM AT NW COR OF LOT 18 S 51.30' FOR POB TH S 59.33' NE
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	308
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4037
Census Tract	1402

Owner

Source: Bay County records · APN 10635-013-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	807 W GIBSON ST # 1, 1, AUSTIN, TX 78704-2345
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2022 · Amount on Record
Deed Sale	Jan 06, 2022 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	2022001351
Deed Book / Page	4508 / 1021
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 06, 2022
Property Address	1411 E 14TH ST, LYNN HAVEN, FL 32444-4007
Document Number	0045081021
Book / Page	4508 / 1021
Instrument Date	Dec 20, 2021
Instrument	2022001351
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 BUNKERS COVE RD, PANAMA CITY, FL 32401-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 W GIBSON ST # 1, 1, AUSTIN, TX 78704-2345

Mortgage

Document Number	0045081026
Date	Jan 06, 2022
Instrument	4508/1026

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+11.88%)	$138,355 (+13.69%) Land $35,105 Building $103,250	$138,355 (+13.69%) Land $35,105 Building $103,250
2023	$1,860.00 (+19.08%)	$121,692 (+16.43%) Land $32,848 Building $88,844	$121,692 (+16.43%) Land $32,848 Building $88,844
2022	$1,562.00	$104,519 Land $24,072 Building $80,447	$104,519 Land $24,072 Building $80,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	34 (1998–2026)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Michael, Oct 2018 · 15 claims Severe Storms And Flooding, Jul 2013 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

Based on FCC filings for 391 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.