Bay County property record for 1315 E 14th St, Lynn Haven, FL 32444
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 3,092 sqft · built 1999 |
| Lot Size | 0.546 acres (23,783 sqft) |
| Owner | Company Name on Record |
| Last Sale | $221,000 (Feb 2015) |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10627-020-000 |
| Primary APN | 10627-020-000 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,092 sqft Gross Area |
| 1st Floor Area | 2,932 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,783 sqft (0.546 acres) |
| Lot Dimensions | 170 ft deep x 280 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Driveway | Driveway |
| Driveway Area | 384 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1315 E 14TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4005 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Local Zoning Code | SB |
| Legal Description | LYNN HAVEN LOTS 1,2,3 & 20 BLK 307 ORB 3677 P 2223 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 307 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 1402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1203 N BAY DR, LYNN HAVEN, FL 32444-3203 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on Record |
| Deed Sale | Feb 24, 2015 · Amount on Record |
| Prior Sale | Aug 13, 2010 · Amount on Record |
| Deed Document Number | 201510699 |
| Deed Book / Page | 3677 / 2223 |
| Prior Transfer Date | Feb 5, 2010 |
| Prior Transfer Doc | 0032202307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1315 E 14TH ST, LYNN HAVEN, FL 32444-4005 |
| Document Number | 0042591514 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1203 N BAY DR LYNN HAVEN FL 324443203, LYNN HAVEN, FL 32444-3203 |
| Document Number | 0042591514 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 004259/001514 |
| Instrument | 36740 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250.00 (-3.08%) | $282,532 (-2.46%) Land $133,280 Building $149,252 | $282,532 (-2.46%) Land $133,280 Building $149,252 |
| 2024 | $4,385.00 (+3.4%) | ||
| 2023 | $4,241.00 (+20.45%) | $289,643 (+19.87%) Land $133,280 Building $156,363 | $289,643 (+19.87%) Land $133,280 Building $156,363 |
| 2022 | $3,521.00 | $241,631 Land $83,300 Building $158,331 | $241,631 Land $83,300 Building $158,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
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