Bay County property record for 1409 E 14th St, Lynn Haven, FL 32444
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,025 sqft · built 2004 |
| Lot Size | 0.096 acres (4,181 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jan 2022) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10635-014-000 |
| Primary APN | 10635-014-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,181 sqft (0.096 acres) |
| Lot Dimensions | 150 ft deep x 28 ft wide |
| Driveway | Driveway |
| Driveway Area | 570 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 E 14TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4007 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A |
| Legal Description | LYNN HAVEN (18.1) COM AT NW COR OF LOT 18 S 22.50 FOR POB TH S 28.80 E 146.79 NELY 3.46 TO SE COR OF LOT 18 N 27.50 W 150 TO POB WITH ESMT BLK 308 ORB 4508 P 1021 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 308 |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 1402 |
Source: Bay County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 807 W GIBSON ST, 1, AUSTIN, TX 78704-2345 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2005 · Amount on Record |
| Deed Document Number | 20221351 |
| Deed Book / Page | 4508 / 1021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 6, 2022 |
| Property Address | 1409 E 14TH ST, LYNN HAVEN, FL 32444-4007 |
| Document Number | 0045081021 |
| Book / Page | 4508 / 1021 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022001351 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 726 BUNKERS COVE RD, PANAMA CITY, FL 32401-3920 |
| Name | Verified Name |
|---|---|
| Address | 807 W GIBSON ST # 1, 1, AUSTIN, TX 78704-2345 |
| Document Number | 0045081026 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 4508/1026 |
| Name | UNITED AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,848.00 (+4.52%) | $122,838 (+14.53%) | $122,920 (+14.61%) Land $19,600 Building $103,320 |
| 2024 | $1,768.00 (+5.93%) | ||
| 2023 | $1,669.00 (+18.28%) | $107,254 (+14.15%) Land $18,340 Building $88,914 | $107,254 (+14.15%) Land $18,340 Building $88,914 |
| 2022 | $1,411.00 | $93,957 Land $13,440 Building $80,517 | $93,957 Land $13,440 Building $80,517 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures