1407 E 14th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1407 E 14th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,050 sqft · built 2004
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on File
Last Sale	$214,900 (Dec 2019)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10635-000-000`

Property Details

APN / Parcel Number

Primary APN	`10635-000-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	1,824 sqft
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1407 E 14TH ST
City	LYNN HAVEN
State	FL
Zip	32444-4007
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A
Legal Description	LYNN HAVEN N 22.50 OF LOT 18 & S 37.50 OF LOT 19 BLK 308 TOGETHER WITH & SUBJ TO ESMTS ORB 4200 P 2323
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	308
Legal Lot Number	18,19
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	4
Census Block	4037
Census Tract	1402

Owner

Source: Bay County records · APN 10635-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9712 SUMMER CREEK DR, PANAMA CITY, FL 32409-4158
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Feb 06, 2007 · Amount on Record
Deed Document Number	2019105783
Deed Book / Page	4200 / 2323
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 12, 2019
Property Address	1407 E 14TH ST, LYNN HAVEN, FL 32444-4007
Document Number	0042002323
Book / Page	004200 / 002323
Instrument Date	Dec 10, 2019
Instrument	105783
Transaction Type	Transfer
Record Updated	Jan 06, 2020
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 E PINE FOREST DR LYNN HAVEN FL 324444319, LYNN HAVEN, FL 32444-4319
Investor	Possibly a Property Investor

Mortgage

Document Number	42002326
Date	Dec 12, 2019
Book Page	004200/002326
Instrument	105784

Lender

Name	SMARTBANK
Type	Bank
Address	LYNN HAVEN, FL 32444

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (+5.07%)	$254,349 (+14%)	$255,498 (+14.51%) Land $42,000 Building $213,498
2024	$3,647.00 (+7.04%)
2023	$3,407.00 (+17.93%)	$223,122 (+14.23%) Land $39,300 Building $183,822	$223,122 (+14.23%) Land $39,300 Building $183,822
2022	$2,889.00	$195,323 Land $28,800 Building $166,523	$195,323 Land $28,800 Building $166,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	34 (1998–2026)
Claims Outside the SFHA	34 of 34
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Michael, Oct 2018 · 15 claims Severe Storms And Flooding, Jul 2013 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

Based on FCC filings for 391 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.