1301 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1301 E Summit St, Red Oak, IA 51566 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1920
Square Footage2,083 sqft Living Area
Lot Size39,412 sqft (0.904 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2019)
Tax Bill$5,420.00 (2024)

Property Details

APN / Parcel Number

Primary APN600621477024000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,083 sqft Living Area
1st Floor864 sqft 1st Floor
Basement Area999 sqft Basement
Finished Basement670 sqft Finished
Stories2 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1920
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area39,412 sqft (0.904 acres)
Depth X Width155 ft x 155 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Shed1 Shed
Patio Area216 sqft Patio
PorchEnclosed Porch
Porch Area99 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address1301 E SUMMIT ST
CityRED OAK
StateIA
Zip51566-1703
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSD E/2 W/2 SE SE LT 2
Legal Lot Number2
JurisdictionMONTGOMERY IA
Minor Civil DivisionRED OAK
Census Blockgroup2
Census Block2014
Census Tract960200

Owner

Source: Montgomery County records · APN 600621477024000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1301 E SUMMIT ST, RED OAK, IA 51566-1703
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2017Deed of Trust, Mortgage · Closed End Mortgage
HOUGHTON STATE BANK
Jun 07, 2019Deed of Trust, Mortgage · Stand Alone Refinance
UNITED STATES SMALL BUSINESS ADMIN
Jun 28, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Prior SaleJan 26, 2012 · Amount on Record
Deed Doc Number947
Deed Book / Page2019 / 947
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1301 E SUMMIT ST, RED OAK, IA 51566-1703
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/1590
DateOct 02, 2017
Book Page2017/1590
Instrument2017 1590
Lender
NameHOUGHTON STATE BANK
TypeBank
AddressRED OAK, IA 51566
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term60 Months
DueOct 15, 2022

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1301 E SUMMIT ST, RED OAK, IA 51566-1703
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/828
DateJun 07, 2019
Book Page2019/828
Instrument828
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateJun 28, 2019
Property Address1301 E SUMMIT ST, RED OAK, IA 51566-1703
Document Number2019/947
Book / Page2019 / 947
Instrument DateMay 28, 2019
Instrument947
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 E SUMMIT ST, RED OAK, IA 51566-1703

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$271,580 (+17.56%) Land $33,980 Building $237,600$271,580 (+17.56%) Land $33,980 Building $237,600
2024$5,420.00 (+27.65%)
2023$231,020 Land $20,390 Building $210,630$231,020 Land $20,390 Building $210,630
2022$4,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Summit St

Nearby Streets

Search Property Records by Address or Parcel Number