Monroe County property record for 141 el Capitan Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,588 sqft · built 1988 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,500,000 (Mar 2026) |
| Tax Bill | $6,123 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00394486-002600 |
| Primary APN | 00394486-002600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,588 sqft Living Area |
| 1st Floor Area | 2,588 sqft |
| Basement Area | 840 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 420 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,132 sqft |
| Deck Area | 1,376 sqft |
| Patio Area | 2,072 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1483486 |
|---|---|
| Street Address | 141 EL CAPITAN DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | LT 26 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR428-289/90 OR704-803 OR918-2076 OR1268-849 OR1988-1826 OR2097-1387/89 OR2723-391/94 OR2952-1512 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | PORT ANTIGUA PLAT NO 1 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970900 |
141 el Capitan Dr is owned by two individuals who bought it in March 2026.
Source: Monroe County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7274 POINCIANA CT, MIAMI LAKES, FL 33014-2519 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2025 | Deed of Trust, Mortgage · Line of Credit MIAMI FIREFIGHTERS FCU |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Sep 15, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST ORIGIN MORTGAGE LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Mar 8, 2019 · Amount on File |
| Deed Document Number | 20262536828 |
| Deed Book / Page | 3372 / 1106 |
| Prior Transfer Date | Aug 3, 1993 |
| Prior Transfer Doc | 1268000649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0033171056 |
|---|---|
| Date | Mar 24, 2025 |
| Book Page | 3317/1056 |
| Instrument | 2494379 |
| Name | MIAMI FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Address | MIAMI, FL 33136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 25, 2026 |
| Property Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0033721106 |
| Book / Page | 3372 / 1106 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2536828 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7274 POINCIANA CT, MIAMI LAKES, FL 33014-2519 |
| Document Number | 0033721108 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 3372/1108 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0033441947 |
| Book / Page | 3344 / 1947 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2515105 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Name | Verified Name |
|---|---|
| Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0030392158 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 3039/2158 |
| Instrument | 2278807 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 141 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0029521512 |
| Book / Page | 2952 / 1512 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2209993 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 427 SW 30TH RD, MIAMI, FL 33129-2626 |
| Document Number | 0002209994 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2209994 |
| Name | FIRST ORIGIN MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 141 el Capitan Dr was $6,123, up 3.3% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,123.00 (+3.34%) | $610,548 (+2.9%) | $1,436,973 (+1.52%) Land $1,018,368 Building $418,605 |
| 2024 | $5,925.00 (+0.73%) Homeowner's exemption | $593,342 (+3%) | $1,415,451 (-7.02%) Land $1,006,434 Building $409,017 |
| 2023 | $5,882.00 (+1.8%) Homeowner's exemption | $576,061 (+3%) | $1,522,323 (+20.15%) Land $1,127,100 Building $395,223 |
| 2022 | $5,778.00 Homeowner's exemption | $559,283 | $1,267,057 Land $861,900 Building $405,157 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 141 el Capitan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 141 el Capitan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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