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121 el Capitan Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 121 el Capitan Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,786 sqft · built 1987
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$168,300 (Dec 2020)
Tax Bill$10,628 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00394486-002100

Property Details

APN / Parcel Number

Primary APN00394486-002100
Alternative APNs
  • 20643600394486002100
  • 1483435

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,786 sqft Living Area
1st Floor Area1,118 sqft
Basement Area364 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotCanal
Garage TypeCovered
Garage Area416 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,158 sqft
Deck Area572 sqft
Patio Area24 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1483435
Street Address121 EL CAPITAN DR
CityISLAMORADA
StateFL
Zip33036-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionLT 21 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR428-289 OR781-325 OR800-1745 OR922-2452 OR961-1959 OR1049-550 OR1117-1884 OR1303-538 OR2630-682 OR2630-638/40 OR3065-341
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionPORT ANTIGUA PLAT NO 1
Legal Lot Number21
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1055
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 EL CAPITAN DR, ISLAMORADA, FL 33036-4108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleMay 22, 2013 · Amount on Record
Deed Document Number20202296527
Deed Book / Page3065 / 341
Prior Transfer DateDec 18, 2020
Prior Transfer Doc0030650341
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 23, 2020
Property Address121 EL CAPITAN DR, ISLAMORADA, FL 33036-4108
Document Number0030650341
Book / Page3065 / 341
Map ReferenceMB 6 PG 13
Instrument DateDec 18, 2020
Instrument2296527
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$1,178.10
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address121 EL CAPITAN DR, 121, ISLAMORADA, FL 33036-4108

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 EL CAPITAN DR, ISLAMORADA, FL 33036-4108

Mortgage

Document Number0003065343
DateDec 23, 2020
Instrument3065/343
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,275,146 (-1.99%)$1,524,946 (-6.71%) Land $1,152,000 Building $372,946
2024$10,628.00 (+0.6%)
2023$10,565.00 (+7.62%) Homeowner's exemption$1,301,017 (+13.52%)$1,634,606 (+20.82%) Land $1,275,000 Building $359,606
2022$9,817.00 Homeowner's exemption$1,146,077$1,352,902 Land $975,000 Building $377,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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