125 el Capitan Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 125 el Capitan Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 1979
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Aug 2020)
Tax Bill	$11,499 (2024)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`00394486-002200`

Property Details

APN / Parcel Number

Primary APN	`00394486-002200`
Alternative APNs	`20643600394486002200` `1483443`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,664 sqft Living Area
1st Floor Area	2,664 sqft
Basement Area	930 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	372 sqft
Carport	Carport
Carport Area	372 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,428 sqft
Deck Area	144 sqft
Patio Area	444 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1483443
Street Address	125 EL CAPITAN DR
City	ISLAMORADA
State	FL
Zip	33036-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	LT 22 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR505-637 OR742-673 OR742-668 OR815-1406 OR1221-1745 OR1605-671/72 OR3037-1663
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	PORT ANTIGUA PLAT NO 1
Legal Lot Number	22
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1055
Census Tract	970900

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5808 SW 64TH PL, SOUTH MIAMI, FL 33143-2055
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Aug 1, 1980 · Amount on Record
Deed Document Number	20202277388
Deed Book / Page	3037 / 1663
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 17, 2020
Property Address	125 EL CAPITAN DR, ISLAMORADA, FL 33036-4108
Document Number	0030371663
Book / Page	003037 / 001663
Instrument Date	Aug 12, 2020
Instrument	2277388
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ASSURED TITLE AND TRUST INC, ASSURED TITLE & TR INC

Transaction

Amount	Amount Recorded
Tax	$9,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5808 SW 64TH PL SOUTH MIAMI FL 331432055, SOUTH MIAMI, FL 33143-2055

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,433,825 (-6.99%) Land $1,152,000 Building $281,825	$1,433,825 (-6.99%) Land $1,152,000 Building $281,825
2024	$11,499.00 (+0.08%)
2023	$11,490.00 (+12.75%)	$1,541,573 (+23.82%) Land $1,275,000 Building $266,573	$1,541,573 (+23.82%) Land $1,275,000 Building $266,573
2022	$10,191.00	$1,245,026 Land $975,000 Building $270,026	$1,245,026 Land $975,000 Building $270,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20