149 el Capitan Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 149 el Capitan Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,270 sqft · built 2007
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$2,000,000 (Jul 2007)
Tax Bill	$19,034 (2024)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00394486-002800`

Property Details

APN / Parcel Number

Primary APN	`00394486-002800`
Alternative APNs	`20643600394486002800` `1483508`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,270 sqft Living Area
Gross Area	3,585 sqft
1st Floor Area	3,270 sqft
Attic	Attic
Attic Area	572 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	315 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,410 sqft
Patio Area	2,432 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1483508
Street Address	149 EL CAPITAN DR
City	ISLAMORADA
State	FL
Zip	33036-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	LT 28 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR428-289 OR769-842 OR844-2226 OR857-1333 OR1774-1188 OR1774-1189 OR1774-1190 OR2110-1379 OR2309-82 OR3236-2056
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	PORT ANTIGUA PLAT NO 1
Legal Lot Number	28
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1055
Census Tract	970900

Owner

149 el Capitan Dr is held in a trust since July 2023.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	12 WANDERWOOD WAY, SANDY, UT 84092-4866
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2007 · Amount on File
Deed Sale	Jul 18, 2007 · Amount on File
Prior Sale	May 5, 2005 · Amount on File
Deed Document Number	20071653480
Deed Book / Page	2309 / 82
Last Transfer Date	Jul 27, 2023
Transfer Doc	0032362056
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 2, 2023
Property Address	149 EL CAPITAN DR, ISLAMORADA, FL 33036-4108
Document Number	0032362056
Book / Page	3236 / 2056
Map Reference	MB 6 PG 13
Instrument Date	Jul 27, 2023
Instrument	2427147
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 WANDERWOOD WAY, SANDY, UT 84092-4866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12 WANDERWOOD WAY, SANDY, UT 84092-4866

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,238,623 Land $1,152,000 Building $1,086,623	$2,238,623 Land $1,152,000 Building $1,086,623
2024	$19,034.00 (+2.22%)
2023	$18,620.00 (+10.05%)	$2,323,584 (+14.34%) Land $1,275,000 Building $1,048,584	$2,323,584 (+14.34%) Land $1,275,000 Building $1,048,584
2022	$16,919.00	$2,032,120 Land $975,000 Building $1,057,120	$2,032,120 Land $975,000 Building $1,057,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 149 el Capitan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 149 el Capitan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20