1311 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1311 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,765 sqft · built 2005
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$515,508 (Jun 2024)
Tax Bill$7,577 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN43600004300

Property Details

APN / Parcel Number

Primary APN43600004300
Alternative APN
  • 98618

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,765 sqft Living Area
Gross Area3,298 sqft
1st Floor Area2,407 sqft
Upper Floors Area358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Garage Area533 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1311 SADDLE LAKES DR
CityABILENE
StateTX
Zip79602-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT SADDLE CREEK SUBD, BLOCK C, LOT 5, ACRES .46
Legal SubdivisionLAKES AT SADDLE CREEK SUBD
Legal BlockC
Legal Lot Number5
JurisdictionTAYLOR TX
Township / Civil DivisionABILENE
Census Block Group4
Census Block4015
Census Tract13404

Owner

1311 Saddle Lakes Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Taylor County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address1311 SADDLE LAKES DR, ABILENE, TX 79602-9401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Vendor's Lien, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK NA
Dec 7, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2024 · Amount on File
Deed SaleJun 3, 2024 · Amount on File
Prior SaleJan 4, 2021 · Amount on File
Deed Document Number20249092
Record UpdatedSep 20, 2026

January 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionTAYLOR TX
Recording DateJan 4, 2021
Property Address1311 SADDLE LAKES DR, ABILENE, TX 79602-9401
Document Number0000000140
Map ReferenceCAB 3 SL 327
Instrument DateJan 4, 2021
Instrument2021-00000140
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1311 SADDLE LAKES DR, 1311, ABILENE, TX 79602-9401

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 ORIENTAL DR, WASHINGTON, IL 61571-3141

Mortgage

Document Number0000000141
DateJan 4, 2021
Instrument2021-00000141
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1311 SADDLE LAKES DR, ABILENE, TX 79602-9401
Document Number0000000347
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1311 SADDLE LAKES DR ABILENE TX 796029401, ABILENE, TX 79602-9401

Mortgage

Document Number0000000347
DateJan 9, 2018
Instrument347
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 8, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1311 Saddle Lakes Dr was $7,577 with a homeowner's exemption, up 3.3% from the year before.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAbilene City
CountyTaylor County
Unified School DistrictWylie Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,084 (+2.1%) Land $34,715 Building $366,369$401,084 (+2.1%) Land $34,715 Building $366,369
2025$7,577.00 (+3.3%) Homeowner's exemption$392,843 (+8.24%) Land $34,715 Building $358,128$392,843 (+8.24%) Land $34,715 Building $358,128
2024$7,335.00 (+16.32%) Homeowner's exemption$362,926 (+3.12%) Land $34,715 Building $328,211$362,926 (+3.12%) Land $34,715 Building $328,211
2023$6,306.00 (-14.38%) Homeowner's exemption$351,937 Land $34,715 Building $317,222$351,937 Land $34,715 Building $317,222
2022$7,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1311 Saddle Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1311 Saddle Lakes Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTOSI WSC
serves 7,413 people · EPA ID TX2210008
Water SourcePurchased surface water from CITY OF ABILENE
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureLead public education
Dec 2013
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Taylor Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

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