1409 E 16th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1409 E 16th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,708 sqft · built 1913
Lot Size	0.166 acres (7,250 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jul 2024)
Tax Bill	$508 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146O D 006`

Property Details

APN / Parcel Number

Primary APN	`146O D 006`
Alternative APN	`0000077102`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1935
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077102
Street Address	1409 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 23 STONE & EVANS PB 6 PG 13
Legal Subdivision	STONE & EVANS
Legal Lot Number	23
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	790 PIEDMONT WAY NE, ATLANTA, GA 30324-5100
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK
Jul 10, 2024	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jan 4, 2019	Trustee's Deed, Construction Loan · Line of Credit CAPITAL BK
Oct 2, 2018	Quit Claim Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	2024150
Deed Book / Page	13645 / 605
Prior Transfer Date	Sep 27, 2018
Prior Transfer Doc	0000000211
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1409 E 16TH ST, CHATTANOOGA, TN 37404-4902
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000123
Date	Oct 1, 2021
Book Page	12674/303
Instrument	2021100100123

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 10, 2024
Property Address	1409 E 16TH ST, CHATTANOOGA, TN 37404-4902
Document Number	0000000150
Book / Page	13645 / 605
Map Reference	MB 6 PG 13
Instrument Date	Jul 9, 2024
Instrument	2024071000150
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 PIEDMONT WAY NE, ATLANTA, GA 30324-5100

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 4, 2019
Property Address	1409 E 16TH ST, CHATTANOOGA, TN 37404-4902
Document Number	0104000058
Book / Page	011537 / 000400
Instrument Date	Dec 19, 2018
Instrument	190104000058
Transaction Type	Construction Loan
Record Updated	Jan 21, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 MANUFACTURERS RD CHATTANOOGA TN 374053250, CHATTANOOGA, TN 37405-3250

Mortgage

Document Number	104000058
Date	Jan 4, 2019
Book Page	011537/000400
Instrument	190104000058

Lender

Name	CAPITAL BK
Type	Bank
Address	FT OGLETHORPE, GA 30742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2020

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 2, 2018
Property Address	1409 E 16TH ST, CHATTANOOGA, TN 37404-4902
Document Number	1002000211
Book / Page	011468 / 000142
Instrument Date	Sep 27, 2018
Instrument	181002000211
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 MANUFACTURERS RD CHATTANOOGA TN 374053250, CHATTANOOGA, TN 37405-3250

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00 (+99.22%)	$33,575 (+194.52%)	$134,300 (+194.52%) Land $45,000 Building $89,300
2024	$255.00	$11,400 (-)	$45,600 (-) Land $7,500 Building $38,100
2023	$255.00	$11,400 (-)	$45,600 (-) Land $7,500 Building $38,100
2022	$255.00	$11,400	$45,600 Land $7,500 Building $38,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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