1407 E 16th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1407 E 16th St, Chattanooga, TN 37404

Property Summary

Property TypeVacant Land
Lot Size0.166 acres (7,250 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Dec 2020)
Tax Bill$170 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN146O D 007

Property Details

APN / Parcel Number

Primary APN146O D 007

Exterior

Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide

Location & Zoning

Street Address1407 E 16TH ST
CityCHATTANOOGA
StateTN
Zip37404-4902
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR1
Legal DescriptionLOT 22 STONE & EVANS PB 6 PG 13
Legal SubdivisionSTONE & EVANS
Legal Lot Number22
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3008
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address215 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5031
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2020 · Amount on Record
Deed SaleDec 7, 2020 · Amount on Record
Prior SaleApr 12, 1996
Deed Document Number2020120700269
Deed Book / Page12261 / 907
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 7, 2020
Property Address1407 E 16TH ST, CHATTANOOGA, TN 37404-4902
Document Number1207000269
Book / Page012261 / 000907
Instrument DateDec 4, 2020
Instrument201207000269
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyRELI SETTLEMENT SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address215 MORNINGSIDE DR CHATTANOOGA TN 374045031, CHATTANOOGA, TN 37404-5031

Mortgage

Document Number1207000270
DateDec 7, 2020
Book Page012261/000917
Instrument201207000270
Lender
NameBANCORPSOUTH
TypeBank
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 6, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170.00 (+448.39%)$11,250 (+703.57%)$45,000 (+703.57%) Land $45,000
2024$31.00$1,400 (-)$5,600 (-) Land $5,600
2023$31.00$1,400 (-)$5,600 (-) Land $5,600
2022$31.00$1,400$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1983–2015)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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