1403 E 16th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1403 E 16th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1940
Lot Size	0.332 acres (14,500 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Dec 2020)
Tax Bill	$582 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`146O D 009`

Property Details

APN / Parcel Number

Primary APN	`146O D 009`
Alternative APN	`0000077105`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,500 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077105
Street Address	1403 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 21 STONE & EVANS PB6 PG13 REV 83-177
Legal Subdivision	STONE & EVANS
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	2600

Owner

Source: Hamilton County records · APN 146O D 009

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5031
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Deed Document Number	0012261907
Deed Book / Page	12261 / 907
Last Transfer Date	Dec 07, 2020
Transfer Doc	1207000269
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 07, 2020
Property Address	1403 E 16TH ST, CHATTANOOGA, TN 37404-4902
Document Number	1207000269
Book / Page	012261 / 000907
Instrument Date	Dec 04, 2020
Instrument	201207000269
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 MORNINGSIDE DR CHATTANOOGA TN 374045031, CHATTANOOGA, TN 37404-5031

Mortgage

Document Number	1207000270
Date	Dec 07, 2020
Book Page	012261/000917
Instrument	201207000270

Lender

Name	BANCORPSOUTH
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 06, 2040

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+83.6%)	$38,450 (+171.25%)	$153,800 (+171.25%) Land $56,300 Building $97,500
2024	$317.00	$14,175 (-)	$56,700 (-) Land $9,400 Building $47,300
2023	$317.00	$14,175 (-)	$56,700 (-) Land $9,400 Building $47,300
2022	$317.00	$14,175	$56,700 Land $9,400 Building $47,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.