Hamilton County property record for 1406 E 16th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,426 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $200,000 (Feb 2016) |
| Tax Bill | $386 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 146P L 011 |
| Primary APN | 146P L 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077834 |
|---|---|
| Street Address | 1406 E 16TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 39 MC CLUNGS ADDN PB E2 PG255 |
| Legal Subdivision | MC CLUNG ADDN |
| Legal Lot Number | 39 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 2600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 951 S WATKINS ST, CHATTANOOGA, TN 37404-3831 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit VALLEY FEDERAL CU |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit PINNACLE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on Record |
| Deed Sale | Feb 16, 2016 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Document Number | 0010673427 |
| Deed Book / Page | 10673 / 427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1406 E 16TH ST, CHATTANOOGA, TN 37404-4901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000146 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 12482/564 |
| Instrument | 2021051200146 |
| Name | VALLEY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1406 E 16TH ST, CHATTANOOGA, TN 37404-4901 |
| Document Number | 0000000042 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1504 E RIDGE AVE EAST RIDGE TN 374122408, EAST RIDGE, TN 37412-2408 |
| Document Number | 0000000042 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 011068/000334 |
| Instrument | 42 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $386.00 (+59.5%) | $25,475 (+135.33%) | $101,900 (+135.33%) Land $45,000 Building $56,900 |
| 2024 | $242.00 | $10,825 (-) | $43,300 (-) Land $7,500 Building $35,800 |
| 2023 | $242.00 | $10,825 (-) | $43,300 (-) Land $7,500 Building $35,800 |
| 2022 | $242.00 | $10,825 | $43,300 Land $7,500 Building $35,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 24 (1983–2015) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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