1407 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1407 E 18th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2025)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115378014`

Property Details

APN / Parcel Number

Primary APN	`1115378014`
Alternative APNs	`102731` `121648`

Exterior

Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	114 ft deep x 65 ft wide

Location & Zoning

Account Number	121648
Street Address	1407 E 18TH ST
City	STERLING
State	IL
Zip	61081-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGS MRNGSIDE PRK 3 LOT 25 664300X
Legal Subdivision	LONGS MORNINGSIDE PARK 03
Legal Lot Number	25
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20911 FREEPORT RD, STERLING, IL 61081-8639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Warranty Deed, Transfer COMMUNITY STATE BANK OF ROCK FALLS
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Document Number	20252666
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 3, 2025
Property Address	1407 E 18TH ST, STERLING, IL 61081-1511
Document Number	0000002666
Instrument Date	May 27, 2025
Instrument	2025-02666
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$1.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 FREEPORT RD, STERLING, IL 61081-8639

Mortgage

Document Number	0000002667
Date	Jun 3, 2025
Instrument	2025-02667

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1407 E 18TH ST, STERLING, IL 61081-1511
Document Number	0000006269
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 E 18TH ST STERLING IL 610811511, STERLING, IL 61081-1511

Mortgage

Document Number	0000006269
Date	Sep 29, 2020
Instrument	6269

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00	$40,487 Land $4,289 Building $36,198
2024			$121,461 Land $12,867 Building $108,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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