1406 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1406 E 18th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	1,242 sqft · built 1972
Lot Size	0.175 acres (7,638 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2023)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1115377028`

Property Details

APN / Parcel Number

Primary APN	`1115377028`
Alternative APNs	`111527` `115034`

Interior

Building Area	1,242 sqft Building Perimeter
Basement Area	621 sqft
Unfinished Basement	621 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	7,638 sqft (0.175 acres)
Lot Dimensions	114 ft deep x 67 ft wide
Garage Area	357 sqft

Location & Zoning

Account Number	115034
Street Address	1406 E 18TH ST
City	STERLING
State	IL
Zip	61081-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGS MRNGSIDE PRK 3 LOT 16 & W 2' LOT 17 663400X
Legal Subdivision	LONGS MORNINGSIDE PARK SUBDIVISION NO 3
Legal Lot Number	16-17
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1011
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1420 S COLLEGE AVE, DIXON, IL 61021-4006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK OF ROCK FALLS
May 9, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Apr 28, 2022	Deed, Transfer
Apr 8, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20232180
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1406 E 18TH ST, STERLING, IL 61081-1512
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005431
Date	Nov 3, 2023
Instrument	2023-05431

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 9, 2023
Property Address	1406 E 18TH ST, STERLING, IL 61081-1512
Document Number	0000002180
Instrument Date	Apr 28, 2023
Instrument	2023-02180
Transaction Type	Foreclosure
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 S COLLEGE AVE, DIXON, IL 61021-4006

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 28, 2022
Property Address	1406 E 18TH ST, STERLING, IL 61081-1512
Document Number	0000002548
Instrument Date	Apr 21, 2022
Instrument	2022-02548
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10614, PEORIA, IL 61612-0614

April 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WHITESIDE IL
Recording Date	Apr 8, 2022
Property Address	1406 E 18TH ST, STERLING, IL 61081-1512
Document Number	0000002123
Instrument Date	Apr 6, 2022
Instrument	2022-02123
Transaction Type	Foreclosure
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10432, PEORIA, IL 61612-0432

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00	$28,009 Land $4,289 Building $23,720
2024			$84,027 Land $12,867 Building $71,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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