1403 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1403 E 18th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,800 sqft · built 1963
Lot Size0.17 acres (7,410 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (Nov 2022)
Tax Bill$5,432 (2025)
Deeds & MortgagesNov 2022 Refinance
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1115378012

Property Details

APN / Parcel Number

Primary APN1115378012
Alternative APN
  • 113506

Interior

Bedrooms3 Beds
Building Area1,800 sqft Building Perimeter

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area7,410 sqft (0.17 acres)
Lot Dimensions114 ft deep x 65 ft wide
Garage Area696 sqft

Location & Zoning

Account Number113506
Street Address1403 E 18TH ST
CitySTERLING
StateIL
Zip61081-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGS MRNGSIDE PRK 3 LOT 27 664500X
Legal SubdivisionLONGS MORNINGSIDE PARK SUB 3
Legal Lot Number27
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1017
Census Tract1200

Owner

Source: Whiteside County records · APN 1115378012

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1403 E 18TH ST, STERLING, IL 61081-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Warranty Deed, Transfer · Stand-Alone Refinance
STERLING FEDERAL BANK
Aug 31, 2018Warranty Deed, Transfer
SAUK VLY BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleJun 04, 2004 · Amount on Record
Deed Document Number20226898
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateNov 16, 2022
Property Address1403 E 18TH ST, STERLING, IL 61081-1511
Document Number0000006898
Instrument DateNov 08, 2022
Instrument2022-06898
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28764 SURREY DR, STERLING, IL 61081-8554

Mortgage

Document Number0000006899
DateNov 16, 2022
Instrument2022-06899
Lender
NameSTERLING FEDERAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateAug 31, 2018
Property Address1403 E 18TH ST, STERLING, IL 61081-1511
Document Number0000004792
Instrument DateAug 27, 2018
Instrument4792
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyNTI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$145.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1403 E 18TH ST STERLING IL 610811511, STERLING, IL 61081-1511

Mortgage

Document Number4793
DateAug 31, 2018
Instrument4793
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,432.00$59,489 Land $4,289 Building $55,200
2024$178,467 Land $12,867 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: JAB Wireless.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 18th St

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