1405 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1405 E 18th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Sep 2019)
Tax Bill	$1,786 (2023)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115378013`

Property Details

APN / Parcel Number

Primary APN	`1115378013`
Alternative APN	`101247`

Exterior

Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	114 ft deep x 65 ft wide

Location & Zoning

Account Number	101247
Street Address	1405 E 18TH ST
City	STERLING
State	IL
Zip	61081-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGS MRNGSIDE PRK 3 LOT 26 664400X
Legal Subdivision	LONGS MORNING PARK SUBDIVIISION #3
Legal Lot Number	26
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1017
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 E 18TH ST, STERLING, IL 61081-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Aug 2, 2010 · Amount on Record
Deed Document Number	20194839
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0021822009
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 6, 2019
Property Address	1405 E 18TH ST, STERLING, IL 61081-1511
Document Number	0000004839
Instrument Date	Aug 30, 2019
Instrument	4839
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 AVENUE A ROCK FALLS IL 610711733, ROCK FALLS, IL 61071-1733

Mortgage

Document Number	4840
Date	Sep 6, 2019
Instrument	4840

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,735 Land $4,289 Building $27,446
2024			$95,205 Land $12,867 Building $82,338
2023	$1,786.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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