14060 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 14060 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 1992
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Trust Names on File
Last Sale	$658,000 (Apr 2012)
Tax Bill	$9,466 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`314-161-14-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,238 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mediterranean
Lot Area	19,341 sqft (0.444 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14060 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 442 TR 012660
Legal Subdivision	4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	442
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

14060 Saddlewood Dr is owner-occupied and held in a trust since April 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14060 SADDLEWOOD DR, POWAY, CA 92064-3252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2012 · Amount on File
Deed Sale	Apr 11, 2012 · Amount on File
Prior Sale	Aug 6, 1997 · Amount on File
Deed Document Number	2012212660
Prior Transfer Date	Oct 6, 1993
Prior Transfer Doc	0000705347
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14060 SADDLEWOOD DR, POWAY, CA 92064-3252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14060 SADDLEWOOD DR, POWAY, CA 92064-3252

Mortgage

Document Number	0000485329
Date	Aug 26, 2020
Instrument	2020-0485329

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14060 SADDLEWOOD DR, POWAY, CA 92064-3252
Document Number	0000255048
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14060 SADDLEWOOD DR POWAY CA 920643252, POWAY, CA 92064-3252

Mortgage

Document Number	0000255048
Date	Jun 7, 2017
Instrument	255048

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14060 Saddlewood Dr was $9,466.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$843,000 (+2%) Land $380,519 Building $462,481
2025	$9,466.00	$826,471 Land $373,058 Building $453,413
2023	$9,027.00 (+1.68%) Homeowner's exemption	$794,380 Land $358,573 Building $435,807
2022	$8,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14060 Saddlewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14060 Saddlewood Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

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