14043 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 14043 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 1992
Lot Size	0.818 acres (35,653 sqft)
Owner	2 Company Names on Record
Last Sale	$362,000 (Nov 1999)
Tax Bill	$7,184 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-161-09-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	35,653 sqft (0.818 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14043 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 437 TR 012660
Legal Subdivision	#4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	437
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14043 SADDLEWOOD DR, POWAY, CA 92064-3253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 1999 · Amount on Record
Deed Sale	Nov 15, 1999 · Amount on Record
Prior Sale	Jul 20, 1994 · Amount on Record
Deed Document Number	1999757154
Last Transfer Date	Mar 19, 2025
Transfer Doc	0000082619
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	14043 SADDLEWOOD DR, POWAY, CA 92064-3253
Document Number	0000088563
Instrument Date	Mar 23, 2026
Instrument	202688563
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	14043 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000088563,
Date	Apr 1, 2026
Instrument	202688563

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14043 SADDLEWOOD DR, POWAY, CA 92064-3253
Document Number	0000187287
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14043 SADDLEWOOD DR POWAY CA 920643253, POWAY, CA 92064-3253

Mortgage

Document Number	0000187287
Date	May 17, 2019
Instrument	187287

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 16, 2024

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,655 (+2%) Land $265,269 Building $371,386
2025	$7,184.00 (+2.66%)	$624,172 (+4.04%) Land $260,068 Building $364,104
2024	$6,998.00 (+2.13%)
2023	$6,852.00 (+1.68%) Homeowner's exemption	$599,936 Land $249,970 Building $349,966
2022	$6,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddlewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures