14037 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 14037 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,214 sqft · built 1992
Lot Size	0.835 acres (36,357 sqft)
Owner	Trust Name on File
Last Sale	$388,400 (Oct 1991)
Tax Bill	$7,625 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`314-161-08-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,214 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	36,357 sqft (0.835 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14037 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 436 TR 012660
Legal Subdivision	4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	436
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

14037 Saddlewood Dr is owner-occupied and held in a trust since March 2022.

Source: San Diego County records, as of September 30, 2026

Owner of Record	Trust Name on File
Mailing Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL GROUP
Apr 21, 2022	Intrafamily Transfer, Transfer
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1991 · Amount on File
Deed Sale	Oct 28, 1991 · Amount on File
Deed Document Number	1991556052
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000175198
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2026
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Document Number	0000276204
Instrument Date	Sep 17, 2026
Instrument	2026276204
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000276204,
Date	Sep 22, 2026
Instrument	2026276204

Lender

Name	CAPITAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2022
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Document Number	0000175198
Map Reference	MAP 12660
Instrument Date	Mar 18, 2022
Instrument	2022-0175198
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000059008
Date	Feb 8, 2022
Instrument	2022-0059008

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000451896
Date	Jun 21, 2021
Instrument	2021-0451896

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338926
Date	Jul 27, 2017
Instrument	2017-0338926

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000056012
Date	Feb 15, 2019
Instrument	2019-0056012

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146130
Date	Apr 23, 2019
Instrument	2019-0146130

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	POWAY, CA 92064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14037 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000616226
Date	Oct 13, 2020
Instrument	2020-0616226

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14037 Saddlewood Dr was $7,625 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,515 (+2%) Land $301,208 Building $375,307
2025	$7,625.00 Homeowner's exemption	$663,251 Land $295,302 Building $367,949
2023	$7,272.00 (+1.68%) Homeowner's exemption	$637,498 Land $283,836 Building $353,662
2022	$7,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14037 Saddlewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14037 Saddlewood Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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