San Diego County property record for 14054 Saddlewood Dr, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,102 sqft · built 1992 |
| Lot Size | 0.497 acres (21,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,165,000 (Sep 2020) |
| Tax Bill | $14,368 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 314-161-15-00 |
| Primary APN | 314-161-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,102 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 21,666 sqft (0.497 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 14054 SADDLEWOOD DR |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC-3 |
| Legal Description | LOT 443 TR 012660 |
| Legal Subdivision | POWAY 4191-5BR |
| Legal Tract | 012660 |
| Legal Block | 2 |
| Legal Lot Number | 443 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17040 |
14054 Saddlewood Dr is owned and occupied by two individuals who bought it in September 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14054 SADDLEWOOD DR, POWAY, CA 92064-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 22, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Prior Sale | Sep 30, 2016 · Amount on File |
| Deed Document Number | 2020558501 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0000238223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 14054 SADDLEWOOD DR, POWAY, CA 92064-3252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14054 SADDLEWOOD DR, POWAY, CA 92064-3252 |
| Document Number | 0000029778 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026-0029778 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2020 |
| Property Address | 14054 SADDLEWOOD DR, POWAY, CA 92064-3252 |
| Document Number | 0000558501 |
| Map Reference | MAP 12660 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020-0558501 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14054 SADDLEWOOD DR, POWAY, CA 92064-3252 |
| Document Number | 0000558502 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-0558502 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 14054 Saddlewood Dr was $14,368 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,286,251 (+2%) Land $772,855 Building $513,396 | |
| 2025 | $14,368.00 Homeowner's exemption | $1,261,031 Land $757,701 Building $503,330 |
| 2023 | $13,700.00 (+1.68%) Homeowner's exemption | $1,212,066 Land $728,280 Building $483,786 |
| 2022 | $13,473.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14054 Saddlewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14054 Saddlewood Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: San Diego Broadband, Verizon.
5G (outdoors only) and 4G LTE
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