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1405 E 28th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1405 E 28th St, Chattanooga, TN 37404 · Last verified August 2026

Property Summary

Property TypeVacant Land
Details1,191 sqft · built 1925
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on File
Tax Bill$132 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Jun 2021 Sale
Flood ZoneZone AE (high risk)
APN156I A 019

Property Details

APN / Parcel Number

Primary APN156I A 019

Interior

Building Area1,191 sqft Attic

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1944
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Location & Zoning

Street Address1405 E 28TH ST
CityCHATTANOOGA
StateTN
Zip37404-5612
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 54 PARK CITY D P MONTAGUES PB 6 PG 14
Legal SubdivisionPARK CITY D P MONTAG
Legal Lot Number54
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1018
Census Tract2300

Owner

Source: Hamilton County records · APN 156I A 019

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address721 PROSPECT CIR, CHICKAMAUGA, GA 30707-4255
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Construction Mortgage
BUILTWELL STRUCTURES INC
Jun 18, 2021Warranty Deed, Transfer
RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2001
Deed SaleApr 11, 2001
Deed Document Number2001111
Deed Book / Page5831 / 210
Last Transfer DateSep 19, 2002
Transfer Doc638726
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateAug 03, 2026
Property Address1405 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000157
Book / Page14391 / 70
Instrument DateJul 30, 2026
Instrument2026157
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 PROSPECT CIR, CHICKAMAUGA, GA 30707-4255

Mortgage

Document Number0000000157,
DateAug 03, 2026
Book Page14391/70
Instrument2026157
Lender
NameBUILTWELL STRUCTURES INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueAug 01, 2029
Interest
Rate6.43%
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 18, 2021
Property Address1405 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000093
Book / Page12532 / 252
Map ReferenceMB 9 PG 40&41
Instrument DateJun 17, 2021
Instrument2021061800093
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$187.96
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 PROSPECT CIR, CHICKAMAUGA, GA 30707-4255
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$132.00 (+221.95%)$8,750 (+366.67%)$35,000 (+366.67%) Land $35,000
2024$41.00$1,875 (-)$7,500 (-) Land $7,500
2023$41.00$1,875 (-)$7,500 (-) Land $7,500
2022$41.00$1,875$7,500 Land $7,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650023001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1980–2012)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2012, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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