1315 E 28th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1315 E 28th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1 ba · 760 sqft · built 1975
Lot Size0.163 acres (7,125 sqft)
OwnerOwner on Record
Tax Bill$366 (2025)
Flood ZoneZone X (moderate risk)
APN156I A 022

Property Details

APN / Parcel Number

Primary APN156I A 022
Alternative APN
  • 0000092334

Interior

Full Baths1 Bath
Stories1 Story
Building Area760 sqft Living Area

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,125 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000092334
Street Address1315 E 28TH ST
CityCHATTANOOGA
StateTN
Zip37404-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 85 PARK CITY D P MONTAGUES PB6 PG14
Legal SubdivisionPARK CITY D P MONTAG
Legal Lot Number85
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1018
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address231 E MARTIN LUTHER KING BLVD, CHATTANOOGA, TN 37403-4106

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 7, 2013
Transfer Doc0000000074
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$366.00 (+44.09%)$24,200 (+112.75%)$96,800 (+112.75%) Land $35,000 Building $61,800
2024$254.00$11,375 (-)$45,500 (-) Land $15,000 Building $30,500
2023$254.00$11,375 (-)$45,500 (-) Land $15,000 Building $30,500
2022$254.00$11,375$45,500 Land $15,000 Building $30,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1980–2012)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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