1313 E 28th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1313 E 28th St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	3.5 ba · 1,740 sqft · built 1968
Lot Size	0.163 acres (7,125 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Sep 1999)
Tax Bill	$967 (2025)
Flood Zone	Zone X (moderate risk)
APN	`156I A 023`

Property Details

APN / Parcel Number

Primary APN	`156I A 023`
Alternative APN	`0000092335`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,125 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092335
Street Address	1313 E 28TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 86 PARK CITY D P MONTAGUES PB 6 PG 14
Legal Subdivision	PARK CITY D P MONTAG
Legal Lot Number	86
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1018
Census Tract	2300

Owner

Source: Hamilton County records · APN 156I A 023

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4610 BILTMORE AVE, CHATTANOOGA, TN 37411-3801
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 1999 · Amount on Record
Deed Sale	Sep 03, 1999 · Amount on Record
Deed Document Number	199998
Deed Book / Page	5437 / 926
Prior Transfer Date	Aug 27, 1999
Prior Transfer Doc	0054370924
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+38.94%)	$63,840 (+105.14%)	$159,600 (+105.14%) Land $35,000 Building $124,600
2024	$696.00	$31,120 (-)	$77,800 (-) Land $15,000 Building $62,800
2023	$696.00	$31,120 (-)	$77,800 (-) Land $15,000 Building $62,800
2022	$696.00	$31,120	$77,800 Land $15,000 Building $62,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 188 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.