1401 E 28th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1401 E 28th St, Chattanooga, TN 37404 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,092 sqft · built 1925
Lot Size0.155 acres (6,750 sqft)
OwnerCompany Name on File
Last Sale$43,500 (May 2023)
Tax Bill$282 (2025)
Deeds & MortgagesJan 2024 Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN156I A 021

Property Details

APN / Parcel Number

Primary APN156I A 021
Alternative APN
  • 0000092333

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000092333
Street Address1401 E 28TH ST
CityCHATTANOOGA
StateTN
Zip37404-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56 PARK CITY D P MONTAGUES PB 6 PG 14
Legal SubdivisionPARK CITY D P MONTAG
Legal Lot Number56
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1018
Census Tract2300

Owner

Source: Hamilton County records · APN 156I A 021

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1214 MCCALLIE AVE, CHATTANOOGA, TN 37404-2824
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Quit Claim Deed, Transfer · Commercial Mortgage
BPL MORTGAGE TRUST LLC
May 15, 2023Warranty Deed, Transfer · Commercial Mortgage
MCCABE FAMILY LLLP
May 25, 2018Warranty Deed, Transfer · Commercial Mortgage
CITIZENS TRI-COUNTY BANK
Oct 16, 2017Warranty Deed, Transfer · Line of Credit
FIRST BK/TN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number202332
Deed Book / Page13288 / 950
Last Transfer DateJan 05, 2024
Transfer Doc0000000059
Record UpdatedSep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 10, 2024
Property Address1401 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000059
Book / Page13488 / 321
Map ReferenceMB 6 PG 14
Instrument DateJan 05, 2024
Instrument2024011000059
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 OLDE MILL LN, HIXSON, TN 37343-2942

Mortgage

Document Number0000000060
DateJan 10, 2024
Instrument2024011000060
Lender
NameBPL MORTGAGE TRUST LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 15, 2023
Property Address1401 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000032
Book / Page13288 / 950
Map ReferenceMB 6 PG 14
Instrument DateMay 08, 2023
Instrument2023051500032
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$160.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 MCCALLIE AVE, CHATTANOOGA, TN 37404-2824

Mortgage

Document Number0000000033
DateMay 15, 2023
Instrument2023051500033
Lender
NameMCCABE FAMILY LLLP
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueNov 08, 2023

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 25, 2018
Property Address1401 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000126
Book / Page11356 / 590
Map ReferenceMB6 PG14
Instrument DateMay 24, 2018
Instrument2018052500126
Transaction TypeTransfer
Record UpdatedSep 01, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$161.69
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 TALLEY RD, CHATTANOOGA, TN 37411-3263

Mortgage

Document Number0000000127
DateMay 25, 2018
Instrument2018052500127
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueJun 05, 2033
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 16, 2017
Property Address1401 E 28TH ST, CHATTANOOGA, TN 37404-5612
Document Number0000000145
Book / Page011178 / 000961
Instrument DateOct 13, 2017
Instrument145
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFILE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$573.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 21771 CHATTANOOGA TN 374240771, CHATTANOOGA, TN 37424-0771
InvestorPossibly a Property Investor

Mortgage

Document Number146
DateOct 16, 2017
Book Page011178/000963
Instrument146
Lender
NameFIRST BK/TN
TypeBank
AddressDAYTON, TN 37321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$282.00 (+13.71%)$18,650 (+67.64%)$74,600 (+67.64%) Land $35,000 Building $39,600
2024$248.00$11,125 (-)$44,500 (-) Land $15,000 Building $29,500
2023$248.00$11,125 (-)$44,500 (-) Land $15,000 Building $29,500
2022$248.00$11,125$44,500 Land $15,000 Building $29,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650023001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1980–2012)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2012, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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