14036 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 14036 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,603 sqft · built 1992
Lot Size	0.577 acres (25,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Oct 2020)
Tax Bill	$17,543 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`314-161-18-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-18-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,603 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	25,115 sqft (0.577 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14036 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 446 TR 012660
Legal Subdivision	POWAY #4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	446
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14036 SADDLEWOOD DR, POWAY, CA 92064-3252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 7, 2020	Grant Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Oct 17, 1991 · Amount on Record
Deed Document Number	2020606537
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14036 SADDLEWOOD DR, POWAY, CA 92064-3252
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14036 SADDLEWOOD DR, POWAY, CA 92064-3252

Mortgage

Document Number	0000418002
Date	Oct 31, 2022
Instrument	2022-0418002

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2020
Property Address	14036 SADDLEWOOD DR, POWAY, CA 92064-3252
Document Number	0000606537
Map Reference	MAP 12660
Instrument Date	Sep 18, 2020
Instrument	2020-0606537
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14036 SADDLEWOOD DR, POWAY, CA 92064-3252

Mortgage

Document Number	0000606538
Date	Oct 7, 2020
Instrument	2020-0606538

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,573,313 (+2%) Land $883,263 Building $690,050
2025	$17,543.00 (+4.88%) Homeowner's exemption	$1,542,465 (+4.04%) Land $865,945 Building $676,520
2023	$16,726.00 (+1.68%) Homeowner's exemption	$1,482,570 Land $832,320 Building $650,250
2022	$16,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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