1396 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1396 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,216 sqft · built 1900
Lot Size0.316 acres (13,798 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Dec 2019)
Tax Bill$2,635 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN112289 87.13-01-25.000

Property Details

APN / Parcel Number

Primary APN112289 87.13-01-25.000
Alternative APN
  • 228908701300010250000000

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
1st Floor Area656 sqft
2nd Floor Area560 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,798 sqft (0.316 acres)
Lot Dimensions138 ft deep x 100 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1396 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number25.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1036
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1396 E RIVER RD, CORTLAND, NY 13045-8710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleJul 8, 2003 · Amount on Record
Deed Document Number201920201906116
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateDec 16, 2019
Property Address1396 E RIVER RD, CORTLAND, NY 13045-8710
Document Number0000006116
Instrument DateDec 13, 2019
Instrument6116
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1396 E RIVER RD CORTLAND NY 130458710, CORTLAND, NY 13045-8710

Mortgage

Document Number6117
DateDec 16, 2019
Instrument6117
Lender
NameTAD MURRAY
Address14 BELLROSE AVE, CORTLAND, NY 13045-1806
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictMcGraw Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,635.00 (-20.66%)$58,500 (-) Land $9,700 Building $48,800$92,857 (+11.11%) Land $15,397 Building $77,460
2023$3,321.00$58,500 Land $9,700 Building $48,800$83,571 Land $13,857 Building $69,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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