1384 Ellis Fallon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1384 Ellis Fallon Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,788 sqft · built 2012
Lot Size	0.388 acres (16,914 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2016)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-21-31-509-0000-0850`

Property Details

APN / Parcel Number

Primary APN	`03-21-31-509-0000-0850`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,788 sqft Living Area
1st Floor Area	1,482 sqft
2nd Floor Area	1,306 sqft
Upper Floors Area	1,306 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	16,914 sqft
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	241 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1384 ELLIS FALLON LOOP
City	OVIEDO
State	FL
Zip	32765-5969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 THE PRESERVE AT LAKE CHARM PB 73 PGS 16 - 21
Legal Range	31
Legal Township	21
Legal Section	03
Legal Subdivision	THE PRESERVE AT LAKE CHARM
Legal Tract	509
Legal Lot Number	85
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1020
Census Tract	21311

Owner

Source: Seminole County records · APN 03-21-31-509-0000-0850

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1384 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	May 11, 2012 · Amount on Record
Deed Document Number	2016067842
Deed Book / Page	08718 / 0647
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1384 ELLIS FALLON LOOP, OVIEDO, FL 32765-5969
Document Number	0097070531
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1384 ELLIS FALLON LOOP OVIEDO FL 327655969, OVIEDO, FL 32765-5969

Mortgage

Document Number	0097070531
Date	Sep 17, 2020
Book Page	009707/000531
Instrument	103674

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2040

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,541.00 (+15.12%) Homeowner's exemption	$420,331 (+5.99%)	$614,341 (+7.79%) Land $125,000 Building $489,341
2023	$5,682.00 (+2.69%) Homeowner's exemption	$396,587 (+3%)	$569,921 (+0.76%) Land $112,000 Building $457,921
2022	$5,533.00 Homeowner's exemption	$385,036	$565,603 Land $112,000 Building $453,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3590970, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OVIEDO serves 47,933 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.