Oakland County property record for 1402 E 10 Mile Rd, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,013 sqft · built 1940 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2021) |
| Tax Bill | $4,351 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-227-001 |
| Primary APN | 24-25-27-227-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,013 sqft Living Area |
| 1st Floor Area | 818 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 120 ft deep x 37 ft wide |
| Garage Area | 284 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 92 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1402 E 10 MILE RD |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 27 WATTS FARM SUB LOT 84, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WATTS FARM SUB |
| Legal Lot Number | 84 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 173000 |
1402 E 10 Mile Rd is owned and occupied by an individual who bought it in November 2021.
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1402 E 10 MILE RD, FERNDALE, MI 48220-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2019 | Deed of Trust, Mortgage · SBA Mortgage TRI COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 2021263000 |
| Deed Book / Page | 57111 / 759 |
| Prior Transfer Date | Oct 14, 2014 |
| Prior Transfer Doc | 0000204386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 1402 E 10 MILE RD, FERNDALE, MI 48220-1037 |
| Document Number | 0000263000 |
| Book / Page | 57111 / 759 |
| Map Reference | LB 30 PG 42 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 263000 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2714 DIXIE HWY, WATERFORD, MI 48328-1711 |
| Name | Verified Name |
|---|---|
| Address | 1402 E 10 MILE RD, FERNDALE, MI 48220-1037 |
| Document Number | 0057131503 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 57131/503 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1402 E 10 MILE RD, FERNDALE, MI 48220-1037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055131 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 52721/00596 |
| Instrument | 55131 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 5, 2029 |
The 2025 property tax bill for 1402 E 10 Mile Rd was $4,351 with a homeowner's exemption, down 2.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,351.00 (-2.81%) Homeowner's exemption | $101,210 | $202,420 |
| 2024 | $4,477.00 | ||
| 2023 | $91,980 | $183,960 | |
| 2021 | $4,167.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1402 E 10 Mile Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1402 E 10 Mile Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Also Mapped Here | CITY OF ROYAL OAK |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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