Oakland County property record for 928 E 10 Mile Rd, Ferndale, MI 48220
| Property Type | Office Building |
|---|---|
| Details | 10,628 sqft · built 1940 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Company Name on File |
| Tax Bill | $57,018 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-27-204-051 |
| Primary APN | 24-25-27-204-051 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 10,628 sqft Total Area |
| 1st Floor Area | 16,936 sqft |
| Basement Area | 6,308 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 112 ft deep x 280 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Street Address | 928 E 10 MILE RD |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3041 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | ME |
| Legal Description | T1N, R11E, SEC 27 WOODWARD HEIGHTS ROYAL OAK ADD LOTS 42 TO 46 INCL, ALSO LOTS 130, 131 & 132, ALSO 1/2 OF VAC ALLEY ADJ TO ALL SD LOTS 9-24-91 FR 050 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | WOODWARD HEIGHTS ROYAL OAK ADD |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 173000 |
928 E 10 Mile Rd, a commercial property, is owned by a company.
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6705 WING LAKE RD, BLOOMFIELD HILLS, MI 48301-2957 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK |
| Oct 25, 2019 | Trustee's Deed, Construction Loan · Line of Credit MBANK |
| Nov 15, 2019 | Warranty Deed, Transfer · Line of Credit MBANK |
| Apr 17, 2017 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 928 E 10 MILE RD, FERNDALE, MI 48220-3041 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6705 WING LAKE RD, BLOOMFIELD HILLS, MI 48301-2957 |
| Document Number | 0000288236 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 57255/8 |
| Instrument | 288236 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 25, 2019 |
| Property Address | 928 E 10 MILE RD, FERNDALE, MI 48220-3041 |
| Book / Page | 053423 / 000755 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 178064 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6705 WING LAKE RD BLOOMFIELD HILLS MI 483012957, BLOOMFIELD HILLS, MI 48301-2957 |
| Document Number | 0000178064 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 053423/000755 |
| Instrument | 178064 |
| Name | MBANK |
|---|---|
| Type | Bank |
| Address | 260 E 260 E BROWN ST # 300, BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 928 E 10 MILE RD, FERNDALE, MI 48220-3041 |
| Document Number | 0000191638 |
| Book / Page | 053505 / 000562 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 191638 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6705 WING LAKE RD BLOOMFIELD HILLS MI 483012957, BLOOMFIELD HILLS, MI 48301-2957 |
| Document Number | 178064 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 053423/000755 |
| Instrument | 178064 |
| Name | MBANK |
|---|---|
| Type | Bank |
| Address | 260 E 260 E BROWN ST # 300, BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 17, 2017 |
| Property Address | 928 E 10 MILE RD, FERNDALE, MI 48220-3041 |
| Document Number | 0000077807 |
| Book / Page | 050578 / 000365 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 77807 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2017 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,838.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 628 E PARENT AVE ROYAL OAK MI 480673765, ROYAL OAK, MI 48067-3765 |
The 2025 property tax bill for 928 E 10 Mile Rd was $57,018, down 1.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,018.00 (-1.77%) | $1,237,510 | $2,475,020 |
| 2024 | $58,046.00 | ||
| 2023 | $1,157,130 | $2,314,260 | |
| 2021 | $15,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 928 E 10 Mile Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 928 E 10 Mile Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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