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1418 E 10 Mile Rd, Ferndale, MI 48220 Property Records

Oakland County property record for 1418 E 10 Mile Rd, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 985 sqft · built 1940
Lot Size0.107 acres (4,661 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Aug 2020)
Tax Bill$5,084 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN24-25-27-227-003

Property Details

APN / Parcel Number

Primary APN24-25-27-227-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area985 sqft Living Area
1st Floor Area779 sqft
Basement Area779 sqft
Finished Basement779 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions120 ft deep x 39 ft wide
Garage Area454 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area113 sqft
Deck Area69 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1418 E 10 MILE RD
CityFERNDALE
StateMI
Zip48220-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WATTS FARM SUB LOT 82, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWATTS FARM SUB
Legal Lot Number82
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2001
Census Tract173000

Owner

1418 E 10 Mile Rd is owned and occupied by an individual who bought it in August 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1418 E 10 MILE RD, FERNDALE, MI 48220-1037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2020Warranty Deed, Transfer
LIB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on File
Deed SaleAug 24, 2020 · Amount on File
Prior SaleDec 20, 2011 · Amount on File
Deed Document Number2020169402
Deed Book / Page54710 / 588
Prior Transfer DateJun 7, 2011
Prior Transfer Doc0000117130
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1418 E 10 MILE RD, FERNDALE, MI 48220-1037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000123436
DateJun 24, 2020
Book Page54403/567
Instrument123436
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 24, 2020
Property Address1418 E 10 MILE RD, FERNDALE, MI 48220-1037
Document Number0000169402
Book / Page54710 / 588
Map ReferenceLB 30 PG 42
Instrument DateJun 22, 2020
Instrument169402
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLIB

Transaction

AmountAmount on Record
Tax$1,186.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5070 BROOKDALE RD, 5070, BLOOMFIELD HILLS, MI 48304-3610

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 E 10 MILE RD, FERNDALE, MI 48220-1037

Tax Assessment & Valuation

The 2025 property tax bill for 1418 E 10 Mile Rd was $5,084 with a homeowner's exemption, down 5.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,084.00 (-5.24%) Homeowner's exemption$104,490$208,980
2024$5,365.00
2023$94,850$189,700
2021$4,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1418 E 10 Mile Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1418 E 10 Mile Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Also Mapped HereCITY OF ROYAL OAK
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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