1030 E 10 Mile Rd, Ferndale, MI 48220 Property Records

Oakland County property record for 1030 E 10 Mile Rd, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 922 sqft · built 1920
Lot Size0.084 acres (3,659 sqft)
OwnerIndividual Name on File
Last Sale$231,150 (Mar 2023)
Tax Bill$6,404 (2025)
Deeds & MortgagesMay 2023 Mortgage
Mar 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-27-226-004

Property Details

APN / Parcel Number

Primary APN24-25-27-226-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area922 sqft Living Area
1st Floor Area922 sqft
Basement Area922 sqft
Unfinished Basement922 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,659 sqft (0.084 acres)
Lot Dimensions104 ft deep x 35 ft wide
PorchSlab
Porch Area61 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1030 E 10 MILE RD
CityFERNDALE
StateMI
Zip48220-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS ROYAL OAK ADD LOT 38
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS ROYAL OAK ADD
Legal Lot Number38
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2002
Census Tract173000

Owner

1030 E 10 Mile Rd is owned and occupied by an individual who bought it in March 2023.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1030 E 10 MILE RD, FERNDALE, MI 48220-1042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Mar 23, 2023Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC
Dec 9, 2019Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2023 · Amount on File
Deed SaleMar 23, 2023 · Amount on File
Prior SaleDec 9, 2019 · Amount on File
Deed Document Number202328033
Deed Book / Page58494 / 355
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1030 E 10 MILE RD, FERNDALE, MI 48220-1042
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 PAXTON ST, FERNDALE, MI 48220-1056

Mortgage

Document Number0000047955
DateMay 1, 2023
Book Page58575/267
Instrument47955
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 23, 2023
Property Address1030 E 10 MILE RD, FERNDALE, MI 48220-1042
Document Number0000028033
Book / Page58494 / 355
Map ReferenceLB 11 PG 15
Instrument DateMar 21, 2023
Instrument28033
Transaction TypeTransfer
Record UpdatedApr 7, 2023
Title CompanyCHIRCO TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$1,736.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11455 CASA LOMA, BRIGHTON, MI 48114-9080

Transferred To (Grantee/Buyer)

NameVerified Name
Address1030 E 10 MILE RD, FERNDALE, MI 48220-1042

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 9, 2019
Property Address1030 E 10 MILE RD, FERNDALE, MI 48220-1042
Document Number0000206168
Book / Page53593 / 00726
Map ReferenceLB 11 PG 15
Instrument DateDec 4, 2019
Instrument206168
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23650 WOODWARD AVE STE 105, 23650, PLEASANT RIDGE, MI 48069-1141

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11455 CASA LOMA, BRIGHTON, MI 48114-9080

Tax Assessment & Valuation

The 2025 property tax bill for 1030 E 10 Mile Rd was $6,404, down 2.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,404.00 (-2.53%)$94,710$189,420
2024$6,570.00
2023$84,530$169,060
2021$5,287.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1030 E 10 Mile Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1030 E 10 Mile Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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