Monroe County property record for 140 Ocean Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,903 sqft · built 2021 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $84,000 (Sep 2018) |
| Tax Bill | $5,235 (2024) |
| Deeds & Mortgages | Jan 2021 Transfer Sep 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00531120-000000 |
| Primary APN | 00531120-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,903 sqft Living Area |
| Attic | Attic |
| Attic Area | 756 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 756 sqft |
| Carport | Carport |
| Carport Area | 756 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1650315 |
|---|---|
| Street Address | 140 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 8 LTS 11 - 12 HOLIDAY HOMESITES PB2-168 KEY LARGO OR29-407 OR97-255 OR792-362 OR841-163 OR924-2293 OR1407-472 OR2926-1084 OR3068-0753 OR3186-1902 OR3283-0996 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | HOLIDAY HOMESITES |
| Legal Block | 8 |
| Legal Lot Number | 11-12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 OCEAN DR, KEY LARGO, FL 33037-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 11, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 11, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 20186066 |
| Deed Book / Page | 2926 / 1084 |
| Last Transfer Date | Jul 3, 2024 |
| Transfer Doc | 0032830996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 140 OCEAN DR, KEY LARGO, FL 33037-4315 |
| Document Number | 0030680753 |
| Book / Page | 3068 / 753 |
| Map Reference | MB 2 PG 168 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2298792 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 N BOUNTY LN, KEY LARGO, FL 33037-2388 |
| Name | Verified Name |
|---|---|
| Address | 14 CINDY PL, KEY LARGO, FL 33037-4541 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 140 OCEAN DR, KEY LARGO, FL 33037-4315 |
| Document Number | 0029261084 |
| Book / Page | 002926 / 001084 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2186066 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $588.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 373174 KEY LARGO FL 330378174, KEY LARGO, FL 33037-8174 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585,117 (-1.16%) Land $215,000 Building $370,117 | $585,117 (-1.16%) Land $215,000 Building $370,117 | |
| 2024 | $5,235.00 (+7.94%) | ||
| 2023 | $4,850.00 (+17.06%) | $591,976 (+22.53%) Land $250,000 Building $341,976 | $591,976 (+22.53%) Land $250,000 Building $341,976 |
| 2022 | $4,143.00 | $483,146 Land $183,750 Building $299,396 | $483,146 Land $183,750 Building $299,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures