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121 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 121 Ocean Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1959
Lot Size0.063 acres (2,750 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Oct 2023)
Tax Bill$3,494 (2024)
Deeds & MortgagesOct 2023 Sale
Jan 2021 Sale
Flood ZoneZone X (moderate risk)
APN00531550-000000

Property Details

APN / Parcel Number

Primary APN00531550-000000
Alternative APNs
  • 28613900531550000000
  • 1650749

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialShingle
Lot Area2,750 sqft (0.063 acres)
Lot Dimensions55 ft deep x 100 ft wide
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1650749
Old Parcel Number28613900531550000000
Street Address121 OCEAN DR
CityKEY LARGO
StateFL
Zip33037-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLIDAY HOMESITES PB2-168 KEY LARGO LOT 12 BLK 10 OR531-890 OR969-420 OR1835-1969 OR2088-219 OR3071-1614 OR3245-1866
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionHOLIDAY HOMESITES
Legal Block10
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2032
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

121 Ocean Dr is owned by an individual who bought it in October 2023.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address86 BRACE BROOK RD, FOREST CITY, PA 18421-1800
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer
COASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I
Jan 27, 2021Warranty Deed, Transfer
CORAL REEF TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on File
Deed SaleOct 5, 2023 · Amount on File
Prior SaleJan 27, 2021 · Amount on File
Deed Document Number2434992
Deed Book / Page3245 / 1866
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 5, 2023
Property Address121 OCEAN DR, KEY LARGO, FL 33037-4315
Document Number0032451866
Book / Page3245 / 1866
Map ReferenceMB 2 PG 168
Instrument DateOct 5, 2023
Instrument2434992
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyCOASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I

Transaction

AmountAmount on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 GARDENIA AVE, TAVERNIER, FL 33070-2406

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 BRACE BROOK RD, FOREST CITY, PA 18421-1800

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 27, 2021
Property Address121 OCEAN DR, KEY LARGO, FL 33037-4315
Document Number0030711614
Book / Page3071 / 1614
Map ReferenceMB 2 PG 168
Instrument DateJan 15, 2021
Instrument2301315
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
Tax$511.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 GARDENIA AVE, 106, TAVERNIER, FL 33070-2406

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 COCONUT ROW, TAVERNIER, FL 33070-2511

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314,693 Land $159,638 Building $155,055$314,693 Land $159,638 Building $155,055
2024$3,494.00 (+28.03%)
2023$2,729.00 (+12.17%)$307,291 (+19.26%) Land $193,875 Building $113,416$307,291 (+19.26%) Land $193,875 Building $113,416
2022$2,433.00$257,675 Land $142,498 Building $115,177$257,675 Land $142,498 Building $115,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Ocean Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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