110 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 110 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,883 sqft · built 1963
Lot Size	0.241 acres (10,501 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jan 2016)
Tax Bill	$5,960 (2025)
Flood Zone	Zone X (moderate risk)
APN	`00087600-000000`

Property Details

APN / Parcel Number

Primary APN	`00087600-000000`
Alternative APNs	`28613900087600000000` `1096199`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,883 sqft Gross Area
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Concrete
Lot Area	10,501 sqft (0.241 acres)
Porch	Unfinished Open Porch
Porch Area	130 sqft
Patio Area	369 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1096199
Street Address	110 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4356
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	UC
Legal Description	28 61 39 ISLAND OF KEY LARGO PT LOT 42 PB1-68 OR478-644 OR835-1171 OR836-551C OR835-1174 OR969-868 OR1370-750/52 OR2001-436/39 OR2779-1004
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	EAST COAST RAILWAY COMPANYS PLAT
Legal Lot Number	42
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2032
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100430 OVERSEAS HWY, KEY LARGO, FL 33037-2504
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2016 · Amount on Record
Deed Sale	Jan 26, 2016 · Amount on Record
Prior Sale	May 7, 2004 · Amount on Record
Deed Document Number	20162061442
Deed Book / Page	2779 / 1004
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,960.00 (+14.24%)	$963,718 (+41.41%) Land $760,108 Building $203,610	$963,718 (+41.41%) Land $760,108 Building $203,610
2024	$5,217.00 (+12.7%)
2023	$4,629.00 (+26.06%)	$681,486 (+50.59%) Land $503,686 Building $177,800	$681,486 (+50.59%) Land $503,686 Building $177,800
2022	$3,672.00	$452,559 Land $274,738 Building $177,821	$452,559 Land $274,738 Building $177,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20