Monroe County property record for 116 Ocean Dr, Key Largo, FL 33037
| Property Type | Warehouse, Storage |
|---|---|
| Details | 6 ba · 2,463 sqft · built 2022 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,300,000 (Jul 2024) |
| Tax Bill | $4,387 (2024) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 00087600-000100 |
| Primary APN | 00087600-000100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 1 Story |
| Building Area | 2,463 sqft Gross Area |
| 1st Floor Area | 2,463 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 7,500 sqft (0.172 acres) |
| Patio Area | 91 sqft |
| Account Number | 1096202 |
|---|---|
| Street Address | 116 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | UC |
| Legal Description | 28 61 39 ISLAND OF KEY LARGO PT LOT 42 PB1-68 OR409-313 OR832-984 OR1222-2479 OR1328-1187 OR1399-1748 OR1399-1750 OR1433-699 OR1433-700 OR1698-1817 OR2753-675 OR3028-1793 OR3207-701 OR3284-1334 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | ISLAND KEY LARGO |
| Legal Lot Number | 42 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 544 OCEAN CAY DR, KEY LARGO, FL 33037-4345 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERMONT INVESTMENT INC |
| Dec 28, 2021 | Deed of Trust, Mortgage · Balloon Mortgage VERMONT INVESTMENT INC |
| Jun 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 20242468264 |
| Deed Book / Page | 3284 / 1334 |
| Prior Transfer Date | Sep 22, 1994 |
| Prior Transfer Doc | 1328001187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 116 OCEAN DR, KEY LARGO, FL 33037-4356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 700 E 16TH PL, HIALEAH, FL 33010-3237 |
| Document Number | 0031872453 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 3187/2453 |
| Instrument | 2386655 |
| Name | VERMONT INVESTMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIAMI, FL 33175 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Feb 5, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 116 OCEAN DR, KEY LARGO, FL 33037-4356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | NOT AVAILABLE, BOSSHARDT TITLE |
| Name | Verified Name |
|---|---|
| Address | 700 E 16TH PL, HIALEAH, FL 33010-3237 |
| Document Number | 0031451793 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 3145/1793 |
| Instrument | 2354572 |
| Name | VERMONT INVESTMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | KEY LARGO, FL 33037 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 26 Months |
| Due | Feb 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 25, 2020 |
| Property Address | 116 OCEAN DR, KEY LARGO, FL 33037-4356 |
| Document Number | 0030281793 |
| Book / Page | 003028 / 001793 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2270870 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $893.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 373174 KEY LARGO FL 330378174, KEY LARGO, FL 33037-8174 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067,722 (+93.14%) Land $483,030 Building $584,692 | $1,067,722 (+93.14%) Land $483,030 Building $584,692 | |
| 2024 | $4,387.00 | ||
| 2023 | $4,387.00 (+420.4%) | $552,812 (+401.72%) Land $185,297 Building $367,515 | $552,812 (+401.72%) Land $185,297 Building $367,515 |
| 2022 | $843.00 | $110,183 Land $110,183 | $110,183 Land $110,183 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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