140 Mountain Ave, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 140 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,616 sqft · built 1982
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Apr 2023)
Tax Bill	$26,210 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`11-00264-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`11-00264-0000-00002`
Alternative APNs	`110026400002` `00292900`

Interior

Stories	2 Stories
Building Area	3,616 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	21,867 sqft (0.502 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00292900
Street Address	140 MOUNTAIN AVE
City	NEW PROVIDENCE
State	NJ
Zip	07974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	COUNTRYSIDE SEC #4
Legal Block	264
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3016
Census Tract	38101

Owner

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 MOUNTAIN AVE, NEW PROVIDENCE, NJ 07974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jun 14, 2001 · Amount on Record
Deed Document Number	202328132
Deed Book / Page	6505 / 2277
Record Updated	Oct 29, 2026

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Apr 18, 2023
Property Address	140 MOUNTAIN AVE, SUMMIT, NJ 07901-3424
Document Number	0065052277
Book / Page	6505 / 2277
Instrument Date	Apr 13, 2023
Instrument	28132
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 KNIGHTS RUN AVE UNIT 1402, 1402, TAMPA, FL 33602-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MOUNTAIN AVE, SUMMIT, NJ 07901-3424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050950
Date	Apr 18, 2023
Instrument	50950

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	11.2%
Max Rate At Change	2.75%
Index	Other
Max Rate	11.2%

Tax Assessment & Valuation

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $197,000 Building $303,000	$500,000 (-) Land $197,000 Building $303,000
2025	$26,210.00 (+1.55%)	$500,000 (-) Land $197,000 Building $303,000	$500,000 (-) Land $197,000 Building $303,000
2024	$25,810.00 (-4.97%)
2023		$500,000 Land $197,000 Building $303,000	$500,000 Land $197,000 Building $303,000
2022	$27,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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