138 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 138 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,846 sqft · built 1918
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jun 2025)
Tax Bill	$28,176 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04802-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-04802-0000-00023`
Alternative APNs	`1800093000000023` `180480200023`

Interior

Stories	2 Stories
Building Area	3,846 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Stucco
Lot Area	13,721 sqft (0.315 acres)

Location & Zoning

Old Parcel Number	1800093000000023
Street Address	138 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	4802
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2010
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 MOUNTAIN AVE, SUMMIT, NJ 07901-3425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 11, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	202546605
Deed Book / Page	6583 / 47
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 3, 2025
Property Address	138 MOUNTAIN AVE, SUMMIT, NJ 07901-3425
Document Number	0065830047
Book / Page	6583 / 47
Instrument Date	May 15, 2025
Instrument	46605
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	TRADITION TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 MOUNTAIN AVE, SUMMIT, NJ 07901-3425

Mortgage

Document Number	0000078461
Date	Jun 3, 2025
Instrument	78461

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	138 MOUNTAIN AVE, SUMMIT, NJ 07901-3425
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149392721
Date	Apr 15, 2021
Book Page	14939/2721
Instrument	9760

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 11, 2017
Property Address	138 MOUNTAIN AVE, SUMMIT, NJ 07901-3425
Document Number	0062070595
Book / Page	006207 / 000595
Instrument Date	Aug 7, 2017
Instrument	289887
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	138 MOUNTAIN AVE SUMMIT NJ 079013425, SUMMIT, NJ 07901-3425

Mortgage

Document Number	143160247
Date	Aug 11, 2017
Book Page	014316/000247
Instrument	644683

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,200 (-) Land $189,600 Building $440,600	$630,200 (-) Land $189,600 Building $440,600
2025	$28,176.00 (+2.64%)	$630,200 (-) Land $189,600 Building $440,600	$630,200 (-) Land $189,600 Building $440,600
2024	$27,451.00 (+1.7%)
2023		$630,200 Land $189,600 Building $440,600	$630,200 Land $189,600 Building $440,600
2022	$26,991.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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