Union County and Summit City property record for 131 Mountain Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,185 sqft · built 1923 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $696,000 (Nov 2006) |
| Tax Bill | $19,181 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04607-0000-00011 |
| Primary APN | 18-04607-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,185 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,059 sqft (0.185 acres) |
| Old Parcel Number | 1800091000000017 |
|---|---|
| Street Address | 131 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Block | 4607 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-04607-0000-00011
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jul 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA |
| Jun 08, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2006 · Amount on Record |
| Deed Sale | Nov 02, 2006 · Amount on Record |
| Prior Sale | Jan 12, 1999 · Amount on Record |
| Deed Book / Page | 5615 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0154722411 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 15472/2411 |
| Instrument | 62792 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Document Number | 0152522669 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 15252/2669 |
| Instrument | 40699 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 131 MOUNTAIN AVE, SUMMIT, NJ 07901-3421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0147062359 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 14706/2359 |
| Instrument | 692663 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,000 (-) Land $168,700 Building $260,300 | $429,000 (-) Land $168,700 Building $260,300 | |
| 2025 | $19,181.00 (+2.64%) | $429,000 (+29.72%) Land $168,700 Building $260,300 | $429,000 (+29.72%) Land $168,700 Building $260,300 |
| 2024 | $18,687.00 (+31.94%) | ||
| 2023 | $330,700 Land $168,700 Building $162,000 | $330,700 Land $168,700 Building $162,000 | |
| 2022 | $14,163.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 271 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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