Union County and Summit City property record for 144 Mountain Ave, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,102 sqft · built 1908 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Dec 2003) |
| Tax Bill | $16,105 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04802-0000-00021 |
| Primary APN | 18-04802-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,102 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,064 sqft (0.254 acres) |
| Old Parcel Number | 1800093000000021 |
|---|---|
| Street Address | 144 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CITY/SUMMIT |
| Legal Block | 4802 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-04802-0000-00021
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 24, 2003 · Amount on Record |
| Deed Sale | Dec 24, 2003 · Amount on Record |
| Deed Book / Page | 5407 / 33 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Document Number | 0154102685 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 15410/2685 |
| Instrument | 56206 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0150710137 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 15071/137 |
| Instrument | 22107 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146520041 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 14652/0041 |
| Instrument | 686728 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Feb 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.11% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 144 MOUNTAIN AVE, SUMMIT, NJ 07901-3454 |
| Document Number | 0147450018 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 144 MOUNTAIN AVE SUMMIT NJ 079013454, SUMMIT, NJ 07901-3454 |
| Document Number | 0147450018 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014745/000018 |
| Instrument | 696545 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,200 (-) Land $179,200 Building $181,000 | $360,200 (-) Land $179,200 Building $181,000 | |
| 2025 | $16,105.00 (+2.64%) | $360,200 (-) Land $179,200 Building $181,000 | $360,200 (-) Land $179,200 Building $181,000 |
| 2024 | $15,690.00 (+1.7%) | ||
| 2023 | $360,200 Land $179,200 Building $181,000 | $360,200 Land $179,200 Building $181,000 | |
| 2022 | $15,427.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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