140 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 140 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 480 sqft · built 2010
Lot Size6.4 acres (278,784 sqft)
OwnerIndividual Name on File
Last Sale$707,500 (Apr 2024)
Tax Bill$7,453 (2025)
Deeds & MortgagesApr 2024 Sale
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-20-32-300-016A-0000

Property Details

APN / Parcel Number

Primary APN09-20-32-300-016A-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area480 sqft Living Area
1st Floor Area2,352 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area278,784 sqft (6.4 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area342 sqft
Patio Area509 sqft
Shed1 Shed
Shed Area1 sqft
Pole Barn1,520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address140 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 09 TWP 20S RGE 32E BEG 545 FT N & 25 FT W OF SE COR RUN W 827.15 FT N 778.31 FT E 358.26 FT S 757.36 FT E 468.88 S 20 FT
Legal Range32E
Legal Township20S
Legal Section09
Legal SubdivisionACREAGE & UNREC
Legal Tract300
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2016
Census Tract21201

Owner

140 E Osceola Rd is owned and occupied by an individual who bought it in April 2024.

Source: Seminole County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address140 E OSCEOLA RD, GENEVA, FL 32732-9537
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Warranty Deed, Transfer
INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC
Mar 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2024 · Amount on File
Deed SaleApr 19, 2024 · Amount on File
Prior SaleOct 12, 2016 · Amount on File
Deed Document Number2024034697
Deed Book / Page10614 / 1774
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 19, 2024
Property Address140 E OSCEOLA RD, GENEVA, FL 32732-9537
Document Number0106141774
Book / Page10614 / 1774
Instrument DateFeb 15, 2024
Instrument2024034697
Transaction TypeTransfer
Record UpdatedMay 3, 2024
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$4,952.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 E OSCEOLA RD, GENEVA, FL 32732-9537

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 E OSCEOLA RD, GENEVA, FL 32732-9537

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address140 E OSCEOLA RD, GENEVA, FL 32732-9537
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 E OSCEOLA RD, GENEVA, FL 32732-9537

Mortgage

Document Number0104010170
DateMar 7, 2023
Book Page10401/170
Instrument2023020739
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address140 E OSCEOLA RD, GENEVA, FL 32732-9537
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098300181
DateJan 29, 2021
Book Page9830/181
Instrument2021012711
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 140 E Osceola Rd was $7,453 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,453.00 Homeowner's exemption$581,037$581,037 Land $211,200 Building $369,837
2023$4,062.00 (+2.58%) Homeowner's exemption$323,165 (+3%)$457,894 (+2.55%) Land $184,981 Building $272,913
2022$3,960.00 Homeowner's exemption$313,752$446,507 Land $176,021 Building $270,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 E Osceola Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 E Osceola Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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