140 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 140 E Lake Dr, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,028 sqft · built 1961
Lot Size0.653 acres (28,445 sqft)
Owner2 Individual Names on File
Last Sale$3,900,000 (Jul 2022)
Tax Bill$29,719 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-047-08325800

Property Details

APN / Parcel Number

Primary APN02-047-08325800
Alternative APNs
  • 2-047-08325800
  • 04708325800

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,028 sqft Living Area
Gross Area4,796 sqft
1st Floor Area2,683 sqft
Basement Area624 sqft
Finished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area28,445 sqft (0.653 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area637 sqft
Deck Area589 sqft
Shed1 Shed
Shed Area80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number04708325800
Street Address140 E LAKE DR
CityANNAPOLIS
StateMD
Zip21403-4415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 10 11 SC 13 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4002
Census Tract702602

Owner

Source: Anne Arundel County records · APN 02-047-08325800

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 E LAKE DR, ANNAPOLIS, MD 21403-4415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jul 21, 2022Deed, Transfer
NOT AVAILABLE, EAGLE TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleNov 28, 2016 · Amount on Record
Deed Book / Page38956 / 341
Prior Transfer DateSep 12, 2006
Prior Transfer Doc0184630516
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address140 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction TypeMortgage
Record UpdatedMar 06, 2023
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 E LAKE DR, ANNAPOLIS, MD 21403-4415

Mortgage

Document Number0394620100
DateFeb 16, 2023
Book Page39462/100
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateMar 01, 2028
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year TN
Margin2
Max Rate10%

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 21, 2022
Property Address140 E LAKE DR, ANNAPOLIS, MD 21403-4415
Document Number0389560341
Book / Page38956 / 341
Map ReferenceMB 9 PL 33
Instrument DateJul 11, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
Tax$58,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address140 E LAKE DR, ANNAPOLIS, MD 21403-4415

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,064,800 (+50.9%)$3,581,700 (+76.35%) Land $2,596,900 Building $984,800
2024$29,719.00 (+34%)
2023$22,178.00$2,031,000 Land $1,358,100 Building $672,900$2,031,000 Land $1,358,100 Building $672,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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