139 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 139 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,654 sqft · built 2012
Lot Size	0.519 acres (22,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,405,000 (May 2019)
Tax Bill	$16,147 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-12361655`

Property Details

APN / Parcel Number

Primary APN	`02-047-12361655`
Alternative APNs	`204712361655` `04712361655`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,654 sqft Living Area
Gross Area	5,116 sqft
1st Floor Area	1,634 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,600 sqft (0.519 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Deck Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04712361655
Street Address	139 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 17 18 SC 12 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	17
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4012
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 E LAKE DR, ANNAPOLIS, MD 21403-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL
Apr 10, 2020	Deed of Trust, Mortgage PRIME LNDG
May 14, 2019	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Feb 27, 2013 · Amount on Record
Deed Book / Page	33136 / 288
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 26, 2026
Property Address	139 E LAKE DR, ANNAPOLIS, MD 21403-4443
Document Number	4265000416
Book / Page	42654 / 416
Instrument Date	Aug 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	139 E LAKE DR, ANNAPOLIS, MD 21403-4443

Mortgage

Document Number	4265000416,
Date	Aug 26, 2026
Book Page	42654/416

Lender

Name	FIRST NATIONAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	139 E LAKE DR, ANNAPOLIS, MD 21403-4443
Document Number	0344460001
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	139 E LAKE DR ANNAPOLIS MD 214034443, ANNAPOLIS, MD 21403-4443

Mortgage

Document Number	0344460001
Date	Apr 15, 2020
Book Page	034446/000001

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 14, 2019
Property Address	139 E LAKE DR, ANNAPOLIS, MD 21403-4443
Document Number	0331360288
Book / Page	033136 / 000288
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	139 E LAKE DR ANNAPOLIS MD 214034443, ANNAPOLIS, MD 21403-4443

Mortgage

Document Number	331360294
Date	May 14, 2019
Book Page	033136/000294

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,758,600 (+32.96%) Land $906,600 Building $852,000	$1,758,600 (+32.96%) Land $906,600 Building $852,000
2025	$16,147.00 (+17.8%)
2023	$13,707.00 Homeowner's exemption	$1,322,700 Land $678,600 Building $644,100	$1,322,700 Land $678,600 Building $644,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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