136 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 136 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,872 sqft · built 2019
Lot Size	0.695 acres (30,274 sqft)
Owner	Company Name on Record
Last Sale	$1,423,000 (Aug 2018)
Tax Bill	$26,757 (2025)
Deeds & Mortgages	May 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-047-07946450`

Property Details

APN / Parcel Number

Primary APN	`02-047-07946450`
Alternative APNs	`2-047-07946450` `04707946450`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,872 sqft Living Area
Gross Area	6,822 sqft
1st Floor Area	1,805 sqft
Basement Area	1,392 sqft
Finished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,274 sqft (0.695 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	950 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	796 sqft
Deck Area	256 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04707946450
Street Address	136 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 12 13 SC 13 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	12
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jan 7, 2019	Deed of Trust, Mortgage · ARM SANDY SPRING BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 20, 2018	Grant Deed, Transfer CHURCH CIRCLE TITLE AND ESCROW L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Oct 28, 1999
Deed Book / Page	32406 / 18
Prior Transfer Date	Nov 29, 2016
Prior Transfer Doc	0304470007
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367440037
Date	May 9, 2021
Book Page	36744/37

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 21, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361330427
Date	Feb 11, 2021
Book Page	36133/427

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHURCH CIRCLE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327890073
Date	Jan 7, 2019
Book Page	32789/073

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	FAIRFAX, VA 22033

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHURCH CIRCLE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341460100
Date	Feb 3, 2020
Book Page	34146/100

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347330214
Date	Jun 12, 2020
Book Page	34733/214

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 20, 2018
Property Address	136 E LAKE DR, ANNAPOLIS, MD 21403-4415
Document Number	0324060018
Book / Page	032406 / 000018
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHURCH CIRCLE TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Tax	$1,423.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	136 E LAKE DR ANNAPOLIS MD 214034415, ANNAPOLIS, MD 21403-4415

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,011,400 (+15.06%) Land $2,622,700 Building $1,388,700	$4,011,400 (-) Land $2,622,700 Building $1,388,700
2025	$26,757.00 (+16.09%) Homeowner's exemption	$3,486,433 (+43.09%)	$4,011,400 (+64.64%) Land $2,622,700 Building $1,388,700
2024	$23,049.00 (-1.51%)
2023	$23,403.00 Homeowner's exemption	$2,436,500 Land $1,377,500 Building $1,059,000	$2,436,500 Land $1,377,500 Building $1,059,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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